Term Life No Exam

What is Term Life No Exam? It’s life insurance for a specific number of years that does not require you to take a medical exam in order to qualify for coverage.

Term life insurance with no exam offers you $25,000-$300,000 protection for 10, 15, 20, or 30 years. There’s no physical, just a few health questions. Your answers determine if you get approved. If you qualify, you can use your credit card to pay for your first month’s premium, and begin your life insurance today.

Term Life No Exam offers several benefits:

• No Medical Exam – Just some health questions
  
• Same Day Approval – if qualified
  
• Up to $300,000 of term life insurance
  
• 30 day Money-Back Guarantee

Premiums for no exam term life may be higher than fully underwritten policies requiring a medical exam.

Coverage is available from a life insurer rated "A-" Excellent by AM Best for financial strength. There’s a 30 day money-back guarantee.

Why do people buy no exam term life insurance?

There are several reasons people like you may purchase life insurance without a medical exam:

1. There’s no doctor’s visit – no needles, no blood drawn, no physical.
   
2. There’s no long delays – no mailing delays, no 6-8 week wait for your policy.
   
3. There’s no need to meet with an agent – No high-pressure sales pitch.
   
4. Coverage starting today – If you qualify you can start protecting your family today.

How does it work?

You answer some questions to get a quote, then a few health questions to find out if you qualify. Your answers determine if you are approved. Once approved, you can use a major credit card to pay for your life insurance policy. The whole process is safe, secure, and may only take minutes.

Why is this possible?

In order to be competitive, and give consumers what they want, life insurance companies have used the technology of the internet to provide you with quick and easy life insurance protection.

What is term life insurance?

Term life insurance is temporary life insurance that provides coverage for a specific number of years. You may choose 10, 15, 20, or 30 year term life plans, depending on your age.

If you outlive the term of your policy, the coverage expires. You may choose to buy another policy at that time, based on your age, health, and other factors that effect your premium.

Many people today choose term life insurance because it offers the most life insurance protection at the lowest price.

Many individuals and couples choose no exam term life because it’s quick, easy and affordable.

Why put off protecting your loved ones? You may start your life insurance today.

Top Pick – Efinancial
Answer one form and you'll get up to 12 Instant Life Insurance Quotes from over 77 top-rated companies. Save up to 75%. Efinancial offers quotes from Fidelity Life which provides up to $300,000 of life insurance with no medical exam. Request your free quotes for term life insurance.