What Is Term Life No Exam?
It’s life insurance for a specific number of years that does not require you to take a medical exam in order to qualify for coverage.
Term life insurance with no exam offers you up to $2,000,000 protection for 10, 15, 20 or 30 years. There’s no physical, just a few health questions. Your answers determine if you get approved. If you qualify, you can start your life insurance today.
Term Life No Exam offers several benefits:
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.
Premiums for no exam term life may be higher than fully underwritten policies requiring a medical exam.
Coverage is available from a life insurer rated "A++" (Superior) by AM Best for financial strength. There’s a 30 day money-back guarantee.
Why Do People Buy No Exam Term Life Insurance?
There are several reasons people like you may purchase life insurance without a medical exam:
How Does It Work?
You answer some questions to get a quote, then a few health questions to find out if you qualify. Your answers determine if you are approved. Once approved, you can choose a payment option to pay for your life insurance policy. The whole process is safe and secure.
Why Is This Possible?
In order to be competitive, and give consumers what they want, life insurance companies have used the technology of the internet to provide you with quick and easy life insurance protection.
What Is Term Life Insurance?
Term life insurance is temporary life insurance that provides coverage for a specific number of years. You may choose 10, 15, 20 or 30 year term life plans, depending on your age.
If you outlive the term of your policy, the coverage expires. You may choose to buy another policy at that time, based on your age, health, and other factors that effect your premium.
Many people today choose term life insurance because it offers the most life insurance protection at the lowest price.
Many individuals and couples choose no exam term life because it’s quick, easy and affordable.
Why put off protecting your loved ones? You may apply for life insurance today.
Top Pick – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.
Highly Recommended – Globe Life Insurance
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Life Insurance No Medical Exam or Questions
5 year Term Life Insurance No Medical Exam
Disclosure: Compensated Affiliate