Are You 64 Years Old and Shopping for Life Insurance with No Medical Exam Required?
If so, it may be quicker and easier to get insured than you expected.
There are several insurance companies that offer life insurance policies without any doctor exam needed.
However, the type of plan and amount of coverage available will vary by insurance company depending on your current health, age and budget.
You’ll want to learn about life insurance before selecting the plan that meets your needs.
Term life insurance is temporary coverage lasting for a duration of 30 years or less. However, you may be able to select a Policy Term of 10, 15, 20, 25 or 30 years to meet your specific need for coverage.
The shorter the policy duration, the lower your annual cost of life insurance, because there is a lesser chance you may pass away while insured.
If you die during the policy term, the death benefit from your policy is paid out to your beneficiary by the insurance carrier. You select the beneficiary when you apply for your plan. You can change the beneficiary at any time.
No Exam Term life insurance may offer from $25,000 to $1,000,000 of life insurance for healthy applicants who qualify for coverage.
However, the maximum amount of insurance available will depend on your age and health.
Some term policies without exams can offer you instant approval if you qualify. That means, you may be able to apply online or over the phone and get insured the very same day.
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%.
JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.
You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.
JRC offers some of the best rates on life insurance policies without any health exams required.
You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.
Highly Recommended – Globe Life Insurance
Get FREE Information On How $1* Buys $50,000 Globe Life Insurance For Seniors
$50,000 Life Insurance No Exam at Age 64
Life Insurance for People over 60
Disclosure: Compensated Affiliate