Affordable Life Insurance Protection for Your Family

AAA Guaranteed Life Insurance Reviews

AAA Guaranteed Issue Graded Benefit

Whole Life Insurance Review

Guaranteed Approval Life Insurance for Ages 45 to 85

AAA Life helps you purchase permanent life insurance protection without answering any health questions or a medical exam.

Is Guaranteed Issue Whole Life Insurance Right For You?

With AAA’s guaranteed life insurance policy you can receive permanent lifetime life insurance coverage without having to qualify for coverage based on your health status.

If you’re between the ages of 45 to 85, you’re guaranteed approval for a life insurance policy. The benefits from this guaranteed approval life insurance can provide much needed financial help for your family during a difficult time should you pass away.

AAA Life’s Guaranteed Issue Graded Benefit Whole Life Insurance May Be Right For People:

  • In need of life insurance to cover their final expenses, including the cost of a funeral and burial.
  • Who do not want to take a medical examination or answer any health questions
  • Looking for a life insurance plan with guaranteed premiums


How Does Guaranteed Issue Whole Life Insurance Work?

AAA’s guaranteed whole life plan includes the following features:

  • Your premiums will never change
  • Your life insurance death benefits will never change
  • Builds cash value with policy loans available from your plan
  • Death Benefits double for covered travel accidents
  • Free lifetime AAA membership for your surviving spouse


Note: This AAA guaranteed whole life plan contains a graded death benefit clause, which means if you suffer a covered accidental death, you get the full amount of your life insurance coverage.

But if you suffer a non-accidental death within the first two years of your coverage, your beneficiaries get 100% of the premiums you paid, plus an extra 10%. After two years, the full death benefit is paid for death due to any cause.


You Can Choose A Life Insurance Coverage Amount Of: 

  • $5,000
  • $10,000
  • $15,000
  • $20,000


You cannot be turned down due to any health problems.

AAA makes it easy for you to apply for a policy through the mail. You just fill out and sign the Enrollment Form and choose a payment option. Then mail your application form to AAA.

And, you can keep your coverage for the rest of your life, as long as you pay your premiums on time.

And, when you reach age 100, your life insurance coverage stays in effect with no further premium payments required of you.


Here Are Several Important Features To Consider:

  • No Medical Exam and No Health Questions Asked
  • Limited Benefits the First 2 Years You are Insured
  • Life-Time Life Insurance Protection
  • Benefits Double if Death is caused by a Covered Travel Accident
  • Benefits are Generally Free from Federal Income Taxes
  • Guaranteed Life Insurance Rates
  • Monthly Premiums Never Increase
  • Death Benefits Never Decrease
  • Build Cash Value Inside Your Policy
  • 31 Day 100% Risk Free Review


You can even get life insurance with guaranteed approval for your spouse.

Tip: You can save money on fees by paying your premiums with your checking account or credit card automatically.

Your AAA Life monthly premiums once locked in are guaranteed never to go up.


Other Insurance Companies Offering

Guaranteed Life Insurance

Some of the leading providers of guaranteed coverage for life insurance include: 

  • United of Omaha – Offers people age 45 to 85 up to $25,000 of coverage with rates starting as low as $8.84 per month. 
  • Met Life – Offers people age 45 to 75 up to $20,000 of guaranteed coverage with rates starting as low as $10 per month.
  • Colonial Penn – Offers people age 50 to 85 up to $50,000 of guaranteed coverage.


Note: You can apply for and purchase life insurance from more than one life insurance company. So, you can own 2 or more life insurance policies.


AAA Life Insurance Company

17900 N. Laurel Pak Dr.

Livonia, Michigan  48152

Financial Rating:  "A-" Excellent by A.M. Best


Founded in 1899, AAA Life Insurance Company became a part of AAA, offering competitive life insurance and annuity products. 

As part of the American Automobile Association (AAA) family, you can rely on AAA Life Insurance Company to provide the same high quality service and products you’ve come to expect with AAA – a name millions of Americans associate with stability and peace of mind.


Highly Recommended – AAA Guaranteed Issue Life Insurance

AAA now offers guaranteed issue whole life insurance. for people age 45 to 85.

You can choose from $5,000 up to $20,000 of coverage There’s no health exam and no health questions asked. You cannot be turned down. 

Your life insurance premiums are guaranteed to remain the same for the life of your policy.


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Disclosure: Compensated Affiliate