Affordable Life Insurance Protection for Your Family

Best Term Life Insurance Plan

How To Find The Best Term Life Insurance Plan


Are You Looking for the Best Term Life Insurance Policy?

If so, you’ll want to review several key elements of term life coverage, including the types of term life available, how long you’ll need life insurance, the best insurers, and how to find the most affordable term life plan.

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What Types of Term Life Insurance are Available?

There are several types of term life insurance policies available, including the following in order of popularity:


  • Level Term Life Insurance – Premiums stay the same each year for the duration of your term life policy. It’s the cheapest life insurance coverage.
  • No Exam Term Life Insurance – You don’t have to take any health examination to qualify for coverage.
  • Return of Premium Term Life Insurance – You get most of your premiums back if you outlive your term life policy.
  • Decreasing Term Life Insurance – You pay the same premiums each year, but the amount of life insurance coverage decreases each year you are insured.


How Long Do You Need Term Life Insurance? 

Term life insurance is life insurance that provides protection for a specific period of time – usually you can choose a "term" of 10, 15, 20 or 30 years. 

With level term life insurance you pay the same premium each year for the entire length of time you have the term life protection.

The amount of life insurance provided by your term life insurance policy stays the same each year.


How to Compare Best Term Life Insurance Rates

You can request and receive instant term life rate quotes on your computer screen in less than 2 minutes.

You just fill out a short quote request form and you’ll instantly receive the best prices on term life insurance from 40 of the top term life carriers. Request a free quote for term life insurance.


Best Term Life Insurance Companies

There are several hundred life insurance carriers in America offering term life insurance.

Among the leading term life companies are well known and respected insurers like MetLife, Prudential, Northwestern Mutual and Transamerica which all have financial strength ratings of "A+" Superior or better from AM Best Company which is an independent financial rating service


Term Life Insurance No Medical Exam Required

There are no exam life insurance policies available for people who qualify. You can request a free, instant life insurance quote and apply online.

There’s no health examination required, but there are a few health questions asked. 

No exam term life plans offer coverage for a term (duration) of 10, 15, 20 or 30 years. 


Term Life Insurance Quotes


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote

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