Affordable Life Insurance Protection for Your Family
Life Insurance for People over 80
Are You Over Age 80 and Looking to Buy Life Insurance?
If so, it may be much easier than you expected. Actually, you can get up to $25,000 of life insurance with guaranteed approval through one highly-rated life insurance carrier.
It’s called "Guaranteed Issue" life insurance, and you don’t have to take a physical exam or answer any questions about your health to get insured.
Learn About Life Insurance with Guaranteed Approval
It’s a very straightforward way of getting the life insurance protection you need.
Whether you’re looking to leave money to your spouse or family members, or you want to provide the funds needed to cover the cost of your final expenses, including a funeral and burial, you can get covered.
Guaranteed life insurance means you cannot be turned down for a policy due to any health reasons.
You Can Get Insured If:
Many people ages 45 to 85 choose guaranteed issue life insurance to help cover their final expenses.
It can help provide peace of mind for you and protect your family from the financial burden of having to pay for your funeral and burial costs upon your passing.
In fact, there is a guaranteed issue life insurance plan available for people ages 45 to 85 that allows you to purchase from $3,000 up to $25,000 of guaranteed life insurance protection.
It’s called United of Omaha final expense insurance and it’s easy to get. With United of Omaha you just request a free quote and you can apply for your life insurance policy today.
If you are age 45 to 85 you cannot be turned down for coverage. And, there’s no health exam and no health questions asked.
Even if you have a health condition or chronic health problem, you can get insured.
United of Omaha Life is rated "A+" Superior by AM Best Company for financial strength, which means United of Omaha is a financially secure life insurance company and considered Superior for its ability to meet its financial obligations and pay claims.
Your guaranteed issue life insurance plan comes with a 60-day money-back guarantee so you can get your money back if you are not satisfied with your life insurance policy.
It’s important to mention that guaranteed life insurance has a graded death benefit the first 2 years you are insured.
A graded death benefit means you have limited life insurance coverage for the first 2 years you are insured, then you have full coverage after the first two years.
That’s how the insurance company is able to accept everyone for life insurance, even if you have health issues.
Final Expenses Life Insurance Explained
Final Expense Plans provide the security and protection you and your loved ones need, when they need it most. You can help protect your loved ones from the financial burden of paying for your final expenses.
Final Expenses Life Insurance (also known as funeral or burial insurance) is a type of life insurance policy providing $2,500-$25,000 of protection, a simple application form and hassle-free underwriting.
Your final expense policy death benefit is paid to your beneficiary of choice tax-free. You can choose the amount of coverage that is right for you.
Final expenses insurance coverage can help you provide your loved ones with the money needed to help pay for your burial, funeral, headstone, memorial service, and any other final costs associated with your passing.
According to the 2010 funeral price survey by the National Funeral Directors Association, the average cost of an adult funeral is $7,775.00. This is based on the most commonly selected items for a traditional funeral including a casket and vault.
What is Guaranteed Approval Life Insurance?
It’s simple. It is a type of permanent life insurance that guarantees your approval for coverage.
It just means you cannot be denied a policy if you meet the age requirements. And, your insurance lasts your entire lifetime.
There's no health exam required and you won't have to answer any questions about your health.
What are the Age Requirements for Guaranteed Coverage?
It depends on the insurance company. United of Omaha offers guaranteed approval for people ages 45 to 85.
How Much Guaranteed Issue Insurance Can I Buy?
With United of Omaha you may choose from $3,000 up to $25,000 of life insurance.
How Much Does Guaranteed Life Insurance It Cost?
The cost of life insurance for someone over 80 will depend on your gender and the amount of insurance you need.
However, rates for guaranteed life insurance start as low as $8.80 per month.
Can I Buy Life Insurance for My Spouse?
Yes. You may buy life insurance for yourself, you spouse, or both of you.
What If I Change My Mind?
With United of Omaha there’s a 60-day money-back guarantee.
So, if you decide you are not satisfied with your policy you can return it to the insurance company within 60 days of your purchase and receive a full refund of all premiums paid.
There is absolutely no risk to you.
Can the Insurance Company Cancel My Coverage If My Health Changes?
No. The insurance company cannot cancel your life insurance if your health changes after you purchase your policy.
The only way they can cancel your insurance is if you stop paying your premiums, or you contact the insurer and request that they cancel your coverage.
Life Insurance Quotes Over Age 80
Top Pick – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.