How to Get Easy Acceptance Life Insurance
If you need life insurance coverage you may be looking for the easiest way to get insured.
The easiest life insurance to get is Guaranteed Issue.
Guaranteed Issue provides guaranteed approval to anyone who meets the age requirement for coverage.
Age requirements do vary by insurer when it comes to guaranteed acceptance policies. For example, some carriers offer guaranteed coverage to people ages 45-75, 45-80, or even 45-85 years old.
What is Guaranteed Acceptance Life Insurance?
It’s a type of permanent life insurance plan that provides the insured with life insurance protection for their entire lifetime. As long as you keep paying your insurance premiums on time, your coverage continues throughout your life.
Permanent life insurance pays out a death benefit upon the passing of the insured, and the policy also builds up some cash value over time, from which the insured may be able to take a loan, if needed. Request your free life insurance quote.
Features of Guaranteed Acceptance Policies
How Much Easy Acceptance Coverage Can I Buy?
Usually, guaranteed approval policies offer a maximum of $25,000 or less in coverage. However, if you need more protection, you may be able to buy a policy from more than one life insurance company.
Can I Buy Guaranteed Coverage for My Spouse?
Yes, if you are married, you may purchase a guaranteed issue life insurance policy for your spouse, and one for yourself, too.
What If I Change My Mind?
If you decide you do not wish to continue your insurance, you can cancel at any time. You can return your policy to the insurer during the Free Look Period for a full refund of all premiums paid. The Free Look Period is usually 15, 20 or 30 days.
Can I Get Insured If I Have Been Turned Down By Other Insurance Companies?
Yes. As long as you meet the age requirements for approval, live in a state where the insurance company is licensed to offer the plan, and can pay the premiums, you can get insured. That means, even if you have been turned down by other insurers, or have serious health issues, you can get insured.
Life Insurance Quotes
Top Pick – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
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Disclosure: Compensated Affiliate