Affordable Life Insurance Protection for Your Family

Getting Burial Insurance

How to Get Burial Insurance

 

If you’re considering the purchase of an insurance policy for burial costs you may be looking to plan ahead for your own final expenses or those of a family member.

Today it’s quicker and easier than ever before to get the coverage you need to pay for your burial expenses. In fact, you can request a free price quote online and apply for your policy today.

 

Getting a Burial Insurance Quote

It’s quick and easy to find out how much burial insurance will cost you. It’s as simple as clicking on a free quote link and answering some basic questions which include your age, gender, and the amount of coverage you need.

Request a Burial Insurance Quote

 

Did you know the average cost of a burial and related expenses in the USA is over $7,500?

That’s right. According to a recent survey conducted on behalf of the NFDA (National Funeral Directors Association) and average funeral can cost $7,640. 

Source: NFDA

 

Getting Burial Insurance on Another Person

 

Can You Get Burial Insurance for Parents?

Yes. If you are an adult you may be able to buy a burial policy on your parent or both parents.

 

Can I Get Burial Insurance on Family Members?

Yes. If you have an insurable interest in your family member, you may purchase a burial expense insurance plan on that member of your family.

Insurable Interest means you either rely on the person for some form of financial support, or that you would suffer some financial loss upon the death of that person.

So, for instance, if the family member owes you money or you would end up paying for the person’s burial, you would have an insurable interest in that member of your family.

 

How to Get Burial Insurance for My Mom?

If you're an adult child you may purchase a burial policy on your Mother, because you have an insurable interest in your Mom.

Many adults buy life insurance plans on their Mothers in order to make sure there is enough money available to cover the cost of burial and funeral expenses. Especially if your Mom is on a fixed income and doesn't have money saved up to pay for her final expenses.

By purchasing a burial policy you'll make sure that your Mom has the respectful burial she deserves.

Learn how to get burial insurance for your Mom.

 

Can I Get Burial Insurance If I Have Cancer? 

Yes. There are burial life insurance plans available with for people who have been diagnosed with cancer. These plans are called "Guaranteed Issue" and the offer guaranteed approval for anyone whom meets the age requirement for acceptance.

For example, one leading insurer offers guaranteed burial plans for people between the ages of 45 to 85 years old.

 

How to Get Burial Insurance for Cancer Patients? 

It’s simple. You just visit the insurance company website and request a burial insurance quote.

Once you get your premium quote you can request an application for coverage or even apply over the phone. Here's how to get burial insurance for cancer patients.

 

Getting Burial Insurance for Seniors

If you’re a senior citizen you can get insurance to cover your burial costs. 

In fact, burial policies are meant for people over 45 years of age to help pay for their final expenses, which may include burial, funeral, hospital bills, and other end of life expenses.

Learn more about buying burial insurance for seniors.


Frequently Asked Questions About Burial Expenses Insurance


How Much Burial Insurance Can I Buy?

It depends on your budget. However, several insurers offer up to $20,000 or more of insurance for funeral and burial costs.

United of Omaha offers up to $25,000 of insurance.

And, if you need more coverage you may purchase a burial plan from more than one life insurance company.

 

Do I Have to Take a Medical Exam?

That depends on what type of policy you buy to cover your burial costs.

Guaranteed Approval plans offer coverage without any physical exam required.

 

Do I Have to Answer Questions About My Health?

Again, it depends on the type of plan you purchase.

Guaranteed Issue policies offer coverage with no questions asked about the status of your health, or your health history.

 

What if I Change My Mind?

That’s no problem. Each policy comes with a Free Look Period required by the state in which you live.

However, some insurers may offer a 30-day free look, money back guarantee.

For example, United of Omaha offers a 60-day money back guarantee if you are not satisfied with your policy you have up to 60 days after receiving the policy to return it to the insurance company for a full refund of all premiums paid.

 

Which Insurance Companies Offer Burial Insurance?

There are several highly-rated life insurance carriers offering insurance coverage to pay for the cost of your burial and final expenses, including the following:

 

United of Omaha

  • Up to $25,000 of coverage age 45-85 in most states
  • No physical exam and no health questions asked
  • Guaranteed Acceptance
  • 60 day money-back guarantee.
  • Two year limited benefit period

 

Met Life

  • Rates as low as $10 per month.
  • Guaranteed Issue for ages 45-75.
  • Up to $20,000 of coverage available.
  • No medical examination required.
  • Two year limited benefit period.

 

Colonial Penn

  • Exclusively for ages 50 - 85 (most states)
  • You cannot be turned down because of your health
  • There are no health questions asked and no physicals to take
  • Two year limited benefit period

 

AARP/NewYork Life

  • Up to $15,000 permanent group life insurance
  • Exclusively for AARP members
  • No medical exam and no health questions
  • Two year limited benefit period

  

Burial Insurance Quotes

 

Top Pick – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.


Highly Recommended – Met Life

MetLife offers guaranteed issue life insurance for people age 45 to 75. Choose $2,500 up to $20,000 of coverage. Rates start as low as $10 per month. There’s no medical exam and no health questions. You cannot be turned down. 

 

 

Burial Insurance for Family Members

Getting Burial Insurance

 


Disclosure: Compensated Affiliate