Affordable Life Insurance Protection for Your Family

How to Buy Term Life Insurance Online No Exam

What company offers instant approval online life insurance?

How to Buy Term Life Insurance Online No Exam

Haven Life offers consumers like you the option of purchasing their life insurance policy direct online today.

Today, there are many life insurance carriers offering life insurance online including Haven Life, Sagicor Life Insurance, Fidelity Life, Globe Life, ANICO and Colonial Penn, among others.

These insurers offer different types of life insurance plans, at varying rates, and the amount of life insurance available online may vary from $25,000 up to $1,000,000 or more.

Top Pick – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Highly Recommended – Sagicor Life Insurance

Buy up to $400,000 of term life insurance online with no medical exam required. People age 65 and under may qualify for coverage. Rated "A-" (Excellent) by AM Best for financial strength. Sagicor Life was founded in 1840. If approved, you may start your life insurance policy within 24-48 hours. Get your free life insurance quote now.

Highly Recommended – Globe Life Insurance

Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children 

  • No Medical Exam - Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 per month.
  • Join 4.3 Million Policyholders.
  • No Phone Required. No Credit Required.

How does it work?

With Haven Life you can request your free life insurance quote, apply for your policy, and if approved, you can start your life insurance policy today.


Do I have to take a medical exam?

No, there’s no medical examination required, just some health questions for you to answer. If you qualify for coverage you may start your policy today.


Is there a money-back guarantee?

Yes, your life insurance policy comes with a 30 day money-back guarantee.


Is there any age limitation?

Haven Life accepts qualified applicants from ages 20 to 65.


How much life insurance coverage can I buy?

If you qualify may buy up to $1,000,000 of term life insurance protection. The amount you can purchase will depend on your age and health.


How long will my life insurance policy last?

You can choose from 10, 15, 20 or 30 years of life insurance coverage.


When will my life insurance coverage begin? 

Once approved you may start your life insurance policy immediately - the same day.


Can I buy a life insurance policy for me and my spouse?

Yes, you are eligible to buy life insurance coverage for yourself and your spouse.


Is it safe to buy my life insurance policy online?

Yes, it is safe and secure. The life insurance company offering instant life insurance coverage is rated "A++" Superior by AM Best for financial strength. And, they use a secure online process to handle your purchase.

The fact is, more and more people are choosing to buy their life insurance coverage online. That’s why insurers have been handling online life insurance applications for years.


Buy Term Life Insurance Online with No Exam

How to Buy Term Life Insurance Online No Exam

Term Life Insurance That Starts Immediately

Disclosure: Compensated Affiliate