Affordable Life Insurance Protection for Your Family
Do You Want to Get Quotes for Life Insurance?
If so, you’ve come to the right place. Today it’s quicker and easier than ever before to compare pricing on life insurance policies.
Nobody wants to spend more on coverage than they have to, that’s where comparing quotes can help – since rates vary by insurer, you may save quite a bit of money each year by finding the most affordable plan when you compare prices. And, getting quotes is the first step.
How Can I Compare Life Insurance Rates and What’s Important to Consider?
Comparing life insurance quotes can help you find the most affordable plan and save time and money on your coverage.
You can request and receive instant quote comparisons by visiting a life insurance quote provider online.
But What is a Quote for Life Insurance Coverage?
Actually, it’s simple. A "Quote" is the price estimate your life insurance policy will cost based on information you provide to the insurance company.
Your life insurance quote is based on several key factors which include the type and amount of life insurance you request.
In addition, your age and health are main factors in developing your price quote.
Also, other variables come into play which include your family health history, lifestyle, tobacco use, driving record, occupation, hobbies, credit history, etc.
What Questions are Asked to Get a Quote?
It varies by the quote life insurance quote provider, but most will include questions about your age, gender, tobacco use, health, type of life insurance, length of time you need coverage, and amount of life insurance you need.
Who Offers Quote Comparisons on Life Insurance?
There are several well-known sites that offer quotes including JRC Insurance Group, AccuQuote and Efinancial, among others.
How Long Does It Take to Get My Quotes?
It will usually take about one minute (or less) to answer the basic questions to complete the quote request form, then just click on the button to get your quotes.
Many quote providers will show you the price comparisons right on your computer or phone immediately after completing the quote request form.
What Does It Cost for Quotes?
Price quote comparisons for life insurance are absolutely "FREE".
How Many Quotes Can I Get?
You can request as many different free quotes as you want for different amounts of life insurance coverage, or lengths of term for coverage.
How Many Insurance Companies Can I Compare Quotes from Online?
Some insurance websites have access to a network of insurers. You may be able to compare the best life insurance price quotes from as many as 40 or more insurance companies at once.
Are My Insurance Quotes Guaranteed?
Your free quotes are an estimate based on the information you provide on the quote request form. Your actual price for life insurance coverage may vary depending on your health exam results and other risk factors.
What Companies Offer the Best Prices?
There are several insurance companies that offer competitive pricing for life insurance. However, it depends on your own personal risk factors as to which insurer may offer you the best price based on your age, gender, health and other factors.
The good news about comparing prices for life insurance online is that you get the best quotes from a network of leading life insurers. So, you’ll instantly find which insurer offers you the best rate based on your personal risk factors.
Usually, quote providers will have access to a network of several highly-rated life insurance companies including well-known carriers like Prudential, Metlife, Northwestern Mutual, Mass Mutual, Transamerica, and American General, among others.
Important Features to Review with Your Free Life Insurance Quotes
Your free, instant life insurance quotes will usually provide you with the following:
It’s important to review the financial rating of the insurers to assist you in choosing the most financially sound, secure life insurance carrier.
However, you may also want to consider the insurer’s reputation for paying claims on time and how long insurance company has been in business.
The quote providers, which are online life insurance brokers, have licensed life insurance representatives who can answer any questions you may have about your life insurance price quotes, insurance coverage or life insurance policy options available to you.
Compare Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote
Highly Recommended – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.