Affordable Life Insurance Protection for Your Family
Do You Have Cancer or Some Other Serious Illness and Are In Need of Financial Assistance?
If so, Life Credit Company can help you get the money you need, whether it’s to help pay for your medical treatment or living expenses, or anything else, they can help.
In fact, you may be able to get a loan from your own existing life insurance policy without having to make any loan payments.
You can borrow the money you need and let your life insurance policy repay the loan. You will never be required to make any loan payments or incur any out-of-pocket expenses.
See how much money you can get from the Living Benefit Loan Program.
What is a Living Benefit Loan?
Life Credit Company provides financial assistance for cancer patients and others with serious health problems through its living benefit loan program.
Living Benefit Loans can provide financial assistance for cancer patients by paying you up to 50% of your life insurance policy’s death benefit today, so you can use the money you need as you see fit.
You will never be required to make any loan repayments or incur any out-of-pocket expenses for your loan.
Whether you need to pay off some medical bills, pay off credit cards or other debt, or you just want to take your family on a special vacation, this is your money to spend without any restrictions.
If you have at least $75,000 of life insurance coverage and have been diagnosed with cancer or another serious health condition, you may qualify for the living benefit loan.
You can contact Life Credit Company at 1-844-921-2173 to speak with a professional counselor who is standing by to assist you in learning about our loans and get you started to find out how much money may be available to you.
How a Life Insurance Loan Works
A Living Benefit Loan makes it possible for you to get up to 50% of your life insurance policy's death benefit today. It's a loan from your own existing life insurance policy, but you don't pay it back.
For example, if you have a $200,000 life insurance policy, we can loan you up to $100,000 which will be secured by your life insurance policy.
You do not lose your life insurance coverage and your beneficiaries remain the same.
If you currently have at least $75,000 of life insurance coverage and have been diagnosed with cancer or another serious medical condition, you may qualify for a life insurance loan.
Learn more about how the Living Benefit Program can be a source of financial assistance for cancer patients and those with other types of serious health problems.
No Personal Liability for Your Loan
Your loan is secured solely by your life insurance policy and you will never be asked to pledge any additional collateral for this loan.
Taking a loan out against your life insurance policy has never been easier and can provide you with the financial assistance you need, when you need out most.
You Make No Loan Payments
Whether you need financial assistance due to cancer or you are suffering from another serious illness, you will never be required to make any loan payments or incur any out-of-pocket expenses because of your loan. Life Credit Company's goal is to help patients who need financial assistance the most.
Your Life Insurance Policy Pays Off The Loan
Your life insurance policy's death benefit repays the Living Benefit loan and the remaining proceeds are paid out to the beneficiaries of your life insurance policy.
Life Credit Company can answer any and all questions you may have about life insurance loans and explain how the loans work, just call 1-844-921-2173.
Quick Turn Around for Loans
Loans are usually approved within 3 days upon receipt of a complete application.
Some of the types of life insurance policies that Life Credit Company accepts for their Living Benefit Loan program include: Term, Group, Universal, FEGLI, Variable and Whole Life Insurance.
No More Premiums Paid By You
Life Credit Company will pay all of your life insurance policy’s future premium payments because we are dedicated to providing meaningful financial help for cancer patients and other patients facing a serious health problem.
No Spending Restrictions on Your Loan
Whether you are looking to pay-off some medical bills, pay off credit cards or other debt, or take your family on a dream vacation, you can use the funds from your life loan to spend on whatever you want without any restrictions on how you spend your money.
No Credit Checks Required
You will never be declined for a living benefit loan due to poor credit history, lack of income or any previous bankruptcies.
If you have been considering a loan from your life insurance policy, one of Life Credit Company’s professional counselors can help guide you through the entire process.
No Obligation Consultation for Loans
Our professional consultants will help you through your entire loan application process. Applying for a Living benefit Loan is free (no cost to you) and you will never be under any obligation to accept the loan offered to you.
Still Have Questions About the Loan Program?
Life Credit Company specializes in providing financial assistance for cancer patients as well as those patients suffering from ALS, Alzheimer’s, End-Stage Liver Disease, Congestive Heart Failure and Stage IV Renal Failure.
If you have been thinking about borrowing money from your life insurance, let’s talk about your options. Give us a call now at 1-844-921-2173.
How to Qualify
How Cancer Patients Can Qualify for Financial Help
If you have answered yes to these questions, you may qualify for the Living Benefit Loan Program.
Financial Help for Cancer Patients $75,000 or More of Life Insurance Coverage
Regardless of what type of life insurance policy you own, if you have at least $75,000 of coverage you may be eligible for the life insurance loan program.
Life Credit Company specializes in providing financial aid for cancer patients and helping other seriously ill patients through their Living Benefit Loan program.
Types of Life Insurance Policies that are Acceptable for a Loan:
If you are uncertain about whether or not your life insurance policy is eligible to qualify for a loan, please contact Life Credit Company at 1-844-921-2173 for assistance.
Cancer Diagnosis or Other Serious Illness
We provide financial help for cancer patients and others who have been diagnosed with a serious illness.
Many May Be Eligible for a Living Benefit Loan, Including:
If you are uncertain about whether your medical condition qualifies for a loan, or have specific questions about the loan program, please call 1-844-921-2173 for assistance.
It’s a Simple Loan Process
Financial Help for Cancer Patients In Just 3 Simple Steps
Apply for a Loan
Your first step in getting your loan is to call 1-844-921-2173 so that a professional counselor can walk you through the short life insurance loan application process.
During this step you will provide information about your health and your life insurance policy to help us determine if you qualify for the living benefit loan.
Get Approved for a Loan
Within 72 hours of receiving a complete application, your dedicated professional loan counselor will inform you of how much of a loan you qualify for.
You will then enter into a loan agreement with Life Credit Company and instruct your life insurance company to record the loan.
Receive Your Money
Once we receive confirmation from your life insurance company that the loan has been recorded, your funds will be sent to you right away.
How Do I Get Started
Call us at 1-844-921-2173 to speak with a professional loan consoler who will guide you through the entire loan approval process. We'll explain how loans against a life insurance policy work and answer any questions you have about your loan.