Affordable Life Insurance Protection for Your Family
Are you looking for
low cost life insurance in Baton Rouge?
If you’re searching for an affordable life insurance policy and you live in Baton Rouge, La. you may find it’s quicker and easier than you thought to get inexpensive coverage from a highly-rated insurance company.
In fact, it only takes a few minutes to request and receive the best prices from the leading insurers. There’s no delays, no hassles and no obligation. Just instant, free quotes to help you find the most affordable life insurance plan.
What is term life insurance coverage?
It’s a type of life insurance that provides you with protection for a specific amount of time.
For example, many insurers offer term life insurance for a period of 10, 15, 20, 25 or 30 years.
How does term life work?
Term insurance is temporary life insurance for a specific length of time. Most term life policies provide coverage for a period of between 10 to 30 years.
You can choose a term of 10, 15, 20, 25 or 30 years for your coverage. The longer the term of your policy, the higher the price you pay for your life insurance.
Term life can help protect those temporary obligations you have, including protection to pay off your home mortgage, provide for your child’s education or replace your income.
If you pass away during the term of your coverage, the beneficiary you choose will receive the death benefit from your life insurance policy.
If you are alive when your term ends, your life insurance coverage expires. You may choose to renew your term life policy for another term of 10 years, usually, but the price you pay will increase based on your age at the time you renew the coverage.
Term life is the most affordable life insurance for a period of 30 years or less.
If you are married, you may want to consider getting a term policy for you and your spouse, depending on your family’s life insurance needs.
Term life insurance costs around 2-3 times less than most people expect.
Highly Recommended – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.