Affordable Life Insurance Protection for Your Family

Life Insurance for Final Expenses

Learn About Life Insurance for Final Expenses

Final Expense Insurance Plans provide the security and protection you and your loved ones need, when they need it most.

Life Insurance for Final Expenses

Final expense life insurance (also known as funeral or burial insurance) is a type of life insurance policy providing $2,500-$25,000 of protection, a simple application form and hassle-free underwriting.

Final expenses coverage can help you provide your loved ones with the money needed to pay for your funeral, burial, headstone, memorial service, and any other final costs related to your passing. 

Request your free final expense life insurance quote now.

According to the 2021 funeral price survey by the National Funeral Directors Association, the average cost of an adult funeral is around $7,848. This is based on the most commonly selected items for a traditional funeral including a casket and vault.

What are Final Expenses?

They are costs related to your passing, such as, your funeral, burial, casket, memorial service, and other costs.


How Much Does Life Insurance for Final Expenses Cost?

It can be affordable, or cost more for some people depending on how old you are when you buy your policy, and how much coverage you purchase. Get a free quote now.


Do I Need to Take a Medical Exam?

No, generally you are not required to take a physical exam when you apply for life insurance to pay for final expenses. However, there may or may not be some health questions to answer.


Can I Apply for My Final Expenses Life Insurance Today?

Yes, you may request your free quote and apply today for your final expense life insurance policy. In fact, it only takes about 10 minutes to apply for coverage.


What Company offers Life Insurance for Final Expenses Coverage?

There are several insurance carriers that offer life insurance plans to help you provide for your final expense costs. Some of the leading insurers include Mutual of Omaha, Gerber Life and Colonial Penn, among others.

Mutual of Omaha is rated "A" Superior for financial strength by AM Best Company. The financial rating of your life insurance company is important because you want them to be around when the time comes to pay out on your life insurance policy.

Mutual of Omaha offers people ages 45 to 85 up to $25,000 of guaranteed issue life insurance coverage with no health exam required and no health questions asked.

If you are between 45 to 85 (50-75 in NY) you are guaranteed approval for coverage, even if you have health issues.

And, you have a money-back guarantee. They provide a 30 day money-back guarantee if you are not satisfied with your policy.

You can apply for final expense coverage for you and your spouse if you are married.

You can choose coverage from $2,000 up to $25,000 which will provide your family with the money needed to pay for your funeral, burial and final expenses and anything else they need.

Top Pick – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

  • Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Buys $50,000 Globe Life Insurance For Seniors

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

Additional Resources:

Buy End of Life Insurance for Your Spouse

Metlife Final Expense Insurance Plans

Life Insurance for Final Expenses

Globe Life Senior Insurance

Disclosure: Compensated Affiliate