Mutual of Omaha offers people age 45 to 85 guaranteed issue life insurance coverage. There’s no medical exam required and you won’t have to answer any health questions.
Your coverage can never be reduced or canceled for the life of the policy due to your health or occupation as long as your premiums are paid.
How does Mutual of Omaha compare to Funeral Advantage from Lincoln Heritage?
Mutual Omaha offers guaranteed acceptance, but Funeral Advantage may or may not accept you.
Mutual of Omaha has a higher financial strength rating which means a safer, more secure insurance company.
Mutual Omaha offers up to $25,000 life insurance while Funeral Advantage offers up to $20,000.
Review of Mutual of Omaha and Funeral Advantage
from Lincoln Heritage
Lincoln Heritage Funeral Advantage Life Insurance
Final Expense Plans provide the security and protection you and your loved ones need, when they need it most. You can help protect your loved ones from the financial burden of paying for your final expenses.
Final Expenses Life Insurance (also known as funeral or burial insurance) is a type of life insurance policy providing $2,500-$25,000 of protection, a simple application form and hassle-free underwriting.
Your final expense policy death benefit is paid to your beneficiary of choice tax-free. You can choose the amount of coverage that is right for you.
Final expenses insurance coverage can help you provide your loved ones with the money needed to help pay for your burial, funeral, headstone, memorial service, and any other final costs associated with your passing.
According to the 2021 funeral price survey by the National Funeral Directors Association, the average cost of an adult funeral is $7,848.00. This is based on the most commonly selected items for a traditional funeral including a casket and vault.
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Mutual of Omaha vs Funeral Advantage
Funeral Insurance for My Parents
Disclosure: Compensated Affiliate