Affordable Life Insurance Protection for Your Family
Definition of Guaranteed Acceptance Life Insurance Coverage
Guaranteed acceptance life insurance is a type of life insurance plan that guarantees that everyone who applies for a policy will be accepted, regardless of their current health or any pre-existing health problems.
Guaranteed-issue life insurance is a policy that provides death benefits to a beneficiary upon the death of the person who is insured by the policy. The insurance company will offer this policy to any applicant regardless of his or her past or present health issues.
You are Guaranteed Coverage If You:
Yes, you can buy a guaranteed life insurance policy for your spouse, too.
Leading Insurance Carriers offering Guaranteed Policies
Pros and Cons of Guaranteed Issue Coverage
Who is Guaranteed Coverage Best For?
In some cases, people who would be turned down for a life insurance policy are those who have medical issues. These people do have an option because there are life insurance companies that will write a guaranteed issue life insurance policy for them.
These life insurance policies do not require that applicants take a medical examination. Anyone in any situation can apply for this type of life insurance coverage, and they are guaranteed to receive a policy.
The guaranteed issue life insurance policy is a good option for people looking for life insurance who have been in the following situations:
When to Choose Guaranteed Life Insurance?
Health condition preventing you from getting insured for other types of life insurance policies
Guaranteed Acceptance Life Insurance Quotes
Top Pick – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. Start Here to get a FREE Quote.
Highly Recommended – Met Life
MetLife offers guaranteed issue life insurance for people age 45 to 75. Choose $2,500 up to $20,000 of coverage. Rates start as low as $10 per month. There’s no medical exam and no health questions. You cannot be turned down.