Affordable Life Insurance Protection for Your Family
Whether you’re just getting started or ready to compare and buy a your life insurance policy today, figuring out how much it will cost you will help ensure you’re making the most affordable choice when buying coverage.
Use our free life insurance cost calculator to help you determine the cost of your policy and help save you time and money shopping for coverage.
What you pay for your life insurance will depend on several key factors, including the type and amount of life insurance you buy, as well as, your age, health, lifestyle, and tobacco use, among other personal risk factors taken into consideration by insurance companies when pricing life insurance.
To find out what your monthly cost of life insurance may be you can request free life insurance quotes online.
Your free premium quotes will provide you with the monthly cost, the name of the insurance carrier and financial rating, and the length of coverage – 10, 15, 20, 25, 30, 35 or 40 years of protection.
You can compare prices for different types of life insurance, amounts of coverage, different durations of coverage, and for different ages and genders.
Your price comparisons are free of charge and there is no obligation to buy.
It only takes a minute to instantly see the lowest pricing available from several leading insurers.
How Much Does Life Insurance Cost?
The Policy Premium is the price you pay on a regular basis (monthly, quarterly, semi-annual or annual) for your insurance policy. The premium is determined by multiplying your rate per $1,000 of insurance coverage by the amount of life insurance you need.
For Example: a $300,000 with a rate of $2
This means you would pay $600 per year ($2 X 300) for $300,000 of life insurance coverage.
Your rate for life insurance is determined by taking into consideration your age, gender, health, tobacco use, type of life insurance policy, driving record, occupation, hobbies, height-to-weight ratio, lifestyle, and other important risk factors, to determine your life expectancy – how long you are expected to live.
What is the Lowest Priced Type of Life Insurance?
Term life insurance is much less costly than permanent life insurance, for two main reasons:
Term life lasts for a specific period of time, usually up to thirty years, or until age 70.
And, term insurance is not an investment it is "Pure Protection". There is no cash value that grows over time inside the life insurance policy.
Term life offers Death Benefit protection only, should the insured person die during the Policy Term.
How Can I Save Money on Life Insurance?
There are several ways to save on your cost of life insurance:
How Do I Compare Prices for Life Insurance?
It’s easy to compare rates for term insurance.
You just click on the link below to get your free quote. Then, answer some basic questions and instantly see your life insurance quotes on your screen.
Your quotes will show you the name of the life insurers, the pricing offered, and the financial rating of the insurers.
You’ll see the lowest prices available from more than 40 of the leading life insurance carriers.
Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.