Affordable Life Insurance Protection for Your Family

What is 20 Year Guaranteed Life Insurance?

Are you considering the purchase of a 20-year guaranteed life insurance policy?

If so, you may want to learn how it works and how to find the most affordable plan from a reputable insurance carrier.

Guaranteed coverage life insurance for a period of twenty years guarantees you protection that will last 20 years.


20 Year Guaranteed Level Term Life Insurance 

For example, if you purchase a 20 year level term life policy you have coverage that is guaranteed to last for twenty years as long as you pay your premiums on time.

In addition, with level term coverage you pay the same premiums each year, they do not increase or decrease for the term of your coverage. 

Also, the amount of life insurance remains level throughout the twenty-year duration of your policy term.

Level term life insurance with guaranteed coverage for a period of 20 years may offer you up to $1,000,000 or more of insurance depending on your age, health and budget.

Guaranteed Approval Life Insurance

There are also life insurance plans available which guaranteed your acceptance for a policy.

Guaranteed issue life insurance is a way for people to get insured who may have been denied coverage from other insurers due to their health, age, tobacco use, lifestyle, occupation, hobbies, driving record, etc.

If you are considered a high risk due to the risk factors listed above, you may want to purchase guaranteed coverage.

Guaranteed life insurance is available for people ages 45 to 85. There is no physical examination required and no health questions asked. And, you cannot be turned down due to any health problems.


Life Insurance Quotes


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best smoker life insurance rates from top carriers including Prudential, Lincoln National and Minnesota Life for savings up to 73%. Get Your FREE Quote


Highly Recommended – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.


20 Year Term Life Insurance without Health Exams

What is 20 Year Guaranteed Life Insurance

Disclosure: Compensated Affiliate