Affordable Life Insurance Protection for Your Family

Why Should I Buy Term Insurance?

Are you considering buying a term insurance policy to protect your loved ones?

If so, there are several benefits a term insurance plan provides you. Many individuals and families choose a term life policy because they provide the following:

  • Flexible Terms – Coverage for 1-30 years.
  • Guaranteed Rates and Coverage – Level term offers premiums and coverage that stay the same the entire term.
  • Low Prices - Term life insurance offers the lowest prices for life insurance coverage.

Get a Free Quote for Life Insurance

Many families, and those on a budget, choose term insurance because it offers the most life insurance protection at the lowest price. There is no cash value build up within the policy – you pay only for the life insurance protection.

Term life is often purchased by families and individuals with short term needs, for example, a mortgage loan of 20 or 30 years, car loans, student loans, credit card debts, or to provide coverage until their children are grown up.

Term life insurance benefits are usually paid to your beneficiary free from federal income tax. Benefits may be used for any reason, including paying off your mortgage, living expenses, daycare, or to replace your income.

Term life can help provide your family with the funds they need to continue living the lifestyle they have, even after you are no longer there to provide for them.

When choosing a policy make sure to shop and compare free life insurance quotes online from several top-rated insurance companies. That way you may save up to 50% or more on your policy.

If you need help deciding how much life insurance you need, you can use the life insurance calculator to help you decide.

If you are ready to purchase your term life insurance policy, you can apply for term life insurance online. There is no medical exam required, just a few health questions. Each policy comes with a 30 day money-back guarantee.

To learn more about term insurance, visit how term life insurance works.

Here's how you can review the top 10 life insurance companies and request your free life insurance quotes online.

Term Life Insurance Quotes

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.

Highly Recommended – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Highly Recommended – Globe Life Insurance

Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children 

  • No Medical Exam - Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 per month.
  • Join 4.3 Million Policyholders.
  • No Phone Required. No Credit Required.

Term Insurance That Starts Immediately

Why Should I Buy Term Insurance

Disclosure: Compensated Affiliate