Affordable Life Insurance Protection for Your Family

Life Insurance Rate without Medical

How to Get Life Insurance Rate without Medical


Do you want to compare life insurance rates without any medical exams required?

If so, you are joined by thousands of Americans who would rather not take a medical exam to compare rates and purchase life insurance.

Now, you can choose from three leading life insurance carriers that offer quality, affordable life insurance protection for you and your family, without you having to take any health check up.

However, before you begin comparing rates, here’s a couple things you should know:

  1. Rates may be higher than offered for life insurance plans requiring a medical exam.
  2. Coverage may be limited to $500,000 without a medical exam.


Compare Life Insurance Rates without Medical


Top Pick – JRC Insurance Group

Buy up to $500,000 of term life insurance online with no medical exam required. People age 65 and under may qualify for coverage. JRC Insurance offers no exam life insurance Underwritten by Sagicor Life which is rated "A-" (Excellent) by AM Best for financial strength. Sagicor Life was founded in 1840. If approved, you may start your life insurance policy within 48 hours. Get your free life insurance quote now.


Highly Recommended – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best


Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.


Term Life Insurance without Medical

Life Insurance Rate without Medical


Disclosure: Compensated Affiliate