What is Level Term Life Insurance?
Level term insurance is temporary life insurance that provides coverage for a specific number of years, usually 5, 10, 15, 20 or 30 years.
Level life insurance offers you rates and coverage that are guaranteed to remain the same for the entire term (length) of your life insurance policy.
If you buy a 20-year level term policy with $250,000 of life insurance, and an annual premium of $300, you pay the same premium each year for 20 years.
If you pass away during that 20-year period, your family (beneficiary you choose) receives the $250,000 death benefit tax-free.
Level term insurance is affordable for almost any budget. It has the flexibility to meet your specific needs and offers the most affordable life insurance protection for up to 30 years.
You can choose a coverage term ranging from 1 to 30 years. You may qualify for term life insurance without having to take any medical examination.
Would your family be taken care of if you died? A quality term life insurance policy will provide financial security to meet their needs. Term life insurance is the most affordable way to protect your family’s future.
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