Term Life Insurance Blog

How to Buy $25,000 Life Insurance with No Questions Asked?

Do you need $25,000 of life insurance and don't want to answer any questions about your health?

If so, that's OK. There are guaranteed issue life insurance plans offering up to $25,000 of coverage, with no health questions and no health exams required.

Whether you are over 70, have health issues, or you have been turned down for life insurance, you may still be able to get insured.

With guaranteed issue plans your approval is guaranteed if you meet that age requirements.

For example, United of Omaha offers $25,000 of no question life insurance to people ages 45 to 85.

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Can I Buy Life Insurance Direct?

Yes, qualified applicants may purchase life insurance direct online.

But, how do you qualify?

Healthy individuals who meet the age requirements for approval can apply online and get approved for a life insurance policy today.

Som insurers like Haven Life offer consumers the option of applying for a policy direct online and finding out within minutes if they qualify for life insurance.

Once approved (usually within 15-20) you can begin your life insurance coverage form haven Life.

Haven Life usually accepts healthy individuals ages 18 to 60. With haven Life you may choose up to $2,000,000 of term life insurance.

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What are the Different Type of Life Insurance Policies?

When it comes to shopping for life insurance there are several different types of plans to choose from; however, the two basic types of coverage are Term Life and Whole Life.

Term life is a type of temporary coverage providing you with protection for a set period of time, usually lasting up to 30 years.

Whereas, whole life provides lifetime protection for as long as you live, usually.

Each of these two plans offer variations; for example, with term life there are annually renewable plans, decreasing term plans, and level term life insurance policies.

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Final Arrangement Life Insurance

What is final arrangement life insurance coverage?

It's a type of permanent life insurance that provides funds to pay for your final expenses which may include the cost of your funeral, burial, plot, headstone, and related expenses.

In addition, your beneficiary may use the funds from the life insurance policy to cover your medical bills and unpaid debts.

By purchasing final arrangements life insurance you make sure your loved ones will not experience any financial distress due to your death, by providing the funds to cover the cost of your final expenses.

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Burial Insurance Direct

Can I purchase burial insurance direct?

Yes, there are insurance companies that offer burial insurance online which you can purchase direct from the insurance carrier.

Most burial life insurance policies are no exam plans and may offer guaranteed coverage (no health questions) for people getting the age requirements.

Guaranteed approval burial insurance may be available for people ages 40-80, 45-75, or 45-85, depending on the insurance comparing offering the coverage.

Some insurers offer from $3,000 up to $25,000 of burial life insurance protection.

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Haven Life Insurance?

Haven Life is a wholly owned subsidiary of MassMutual, offering consumers a way to purchase affordable term life insurance coverage direct online without delays or medical exams.

With Haven Life, qualified applicants may purchase from $100,000 up to $2,000,000 of instant issue term life insurance for a duration of 10, 15, 20 or 30 years at competitive rates.

The entire process is safe and secure, and can be completed online in about 15-20 minutes.

If approved, you may begin your life insurance protection immediately.

Haven Life offers you the quickest and easiest way to buy affordable life insurance protection from the convenience of your home any time of the day or night.

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Mortgage Protection Insurance without Health Exam

Can I find a mortgage protection plan that does not require me to take a health examination?

Yes, in fact, there are several life insurance companies now offering no exam life insurance policies that can provide the protection you need for your home mortgage loan.

These plans may offer as much as $1,000,000 or more of term life insurance to match the amount of your home loan and the duration of your mortgage.

You may even qualify to begin your mortgage protection life insurance coverage today if you qualify.

Usually, healthy individuals may qualify for mortgage protection without any exam needed.

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Can I Buy a $25,000 Life Insurance Policy?

Yes, there are life insurance companies that offer smaller life insurance plans providing $25,000 of coverage.

These policies are usually issued for seniors or high risk people and offer guaranteed approval for people who meet the age requirements for acceptance.

For example, one highly-rated life insurance carrier offers guaranteed life insurance for people ages 45 to 85.

You can choose from $3,000 up to $25,000 of guaranteed issue life insurance.

There's no medical exam required and no questions asked about your health.

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Can I Buy a $15,000 Life Insurance Policy?

Yes, there are life insurance companies that offer smaller life insurance plans providing $15,000 of coverage.

These policies are usually issued for seniors or high risk people and offer guaranteed approval for people who meet the age requirements for acceptance.

For example, one highly-rated life insurance carrier offers guaranteed life insurance for people ages 45 to 85.

You can choose form $3,000 up to $25,000 of guaranteed issue life insurance. There's no health exam required and no questions asked about your health.

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Why Buy Life Insurance on a Mortgage Loan?

If you own a home or are about to purchase a new home you may have considered mortgage life insurance protection.

But why do people buy life insurance on a mortgage?

There are a few good reasons for you to consider.

First, it gives you peace of mind knowing the ones you love will have a home after you are gone.

In addition, life insurance to protect your mortgage will make sure there is enough money provided to pay off the mortgage loan on your home, so your family can remain in the home they shared with you.

It's a way of making sure your family will have a roof over their heads and won't suffer financial distress upon your passing.

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