Low cost family life insurance protection provides your family with the financial security they need at a price that fits your budget.
You’re married, you’ve started a family, and you have goals for your family's future.
But, what if something happened to you? Who would pay the mortgage? How would your children be able to afford a college education? Who would pay the bills? Your spouse may need to take a job. There would be day-care costs, in addition to the loss of your income.
You may have life insurance from your job. It’s usually equal to one times your annual salary. That may seem okay, but many financial advisors recommend you carry between 7-10 times your annual salary.
And, what happens if you quit, leave your job, or get fired? You would need to buy life insurance, and what if you have a health condition at that time, or could not afford life insurance?
These situations happen. It’s not meant to scare you, only to make you aware. Even though you have mortgage payments, credit card bills and other expenses – life insurance protection can provide financial security for your family for many years.
Term life insurance is a low cost, affordable way to provide up to one million dollars or more of protection for your family. You can even add additional coverage (riders) for your spouse and children to your policy.
The way to find low cost family life insurance coverage is to compare plans from several top-rated insurance companies. But, before you request your free quotes, make sure you consider the following:
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