Affordable Life Insurance Protection for Your Family

High Risk Life Insurance

Don't Take No for an Answer

Do You Need High Risk Life Insurance?

If so, you may have more options to choose from than you thought.

Usually, high risk life insurance is purchased for one of two reasons:

You take part in hazardous hobbies, or you have a hazardous job.
You have a medical condition that is difficult to insure, such as, diabetes, heart disease, or cancer.

These situations make you a higher risk to insure your life from an insurance company’s point-of-view. That’s because you may have a higher risk of dying at an earlier age than the average person.

Because you may be a higher risk, your premiums will be higher for your life insurance policy than they would be if you were in good health, or didn’t take part in high risk work, or high risk hobbies.

Get a Free Quote for Life Insurance

Even if you have a serious illness, it doesn’t mean you can’t get life insurance. In fact, there are several life insurance companies which specialize in insuring high risk applicants.

We can help you find high risk life insurance companies which may offer you an affordable choice for your coverage.

The following reviews explain the types of life insurance high risk plans available. You can review each plan and choose the coverage that’s right for you.

In fact, you may be able to apply for life insurance for you and your spouse online in minutes. Some plans do not require a physical exam, and may offer instant approval.

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

No Medical Exam – Simple Application.
No Waiting Period. Buy Direct.
Rates As Low As $3.49 Per Month.
The Globe Life Family Of Companies Has Over 16.8 Million Policies In Force.
No Phone Required. No Credit Required.
The Globe Life Family Of Companies Has Nearly $220 Billion Of Coverage In Force.
Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2022.

Types of High Risk Life Insurance

Life Insurance for Uninsurable People - How to get insured for life insurance if you have been turned down by other insurers.

No Medical Question Life Insurance - Learn about the two leading plans for life insurance with no medical questions to answer.

Guaranteed Acceptance Life Insurance - Find out which insurance company offers guaranteed approval for people age 45-85.

HIV Life Insurance - Life about life insurance plans available for people living with HIV.

Burial Insurance with COPD - Learn how people living with COPD can get guaranteed approval burial insurance coverage.

Cancer Life Insurance - If you’re a cancer survivor you may qualify for life insurance.

Life Insurance for Epilepsy - Learn how to find affordable life insurance coverage for people with epilepsy.

Diabetes Life Insurance - Learn about affordable term life insurance for diabetics.

Term Life Insurance for Smokers - Get low cost term life insurance for smokers.

Life Insurance for Marijuana Smokers - Marijuana smokers may qualify for affordable rates online.

Senior No Exam Life Insurance - Here’s how to get life insurance with no medical exam required, if you’re a senior.

Life Insurance for Diabetes - Learn about your options for life insurance if you have diabetes.

Life Insurance for Cigar Smokers - Learn about your options for life insurance, and how to get the best rate if you smoke cigars.

How to Get Life Insurance After Being Denied - Learn how to get insured for life insurance if you have been turned down.

How to Get Life Insurance with No Medical Exam and No Health Questions - Learn the easiest way to get insured, if you are between the ages of 45 to 85 years old.